Communications Technology

SmartMoney reaches the maximum number of rural customers with a proprietary cloud-based platform designed to work with the minimum technology available in rural communities – a low-cost GSM mobile phone and a SIM card. No smart phones or Internet access are required. SmartMoney can be accessed by customers across all local mobile networks.

The SmartMoney platform is a proprietary system developed by SmartMoney and hosted in a secure datacenter in Europe. SmartMoney customers access the SmartMoney platform by dialing an access code from any low-cost mobile phone. The SmartMoney service is available to customers over standard GSM mobile networks and does not require prohibitively expensive smart phones or Internet connections.

Industry-standard two-factor authentication technology ensures that customer data remains secure at all times. End-to-end redundancy ensures maximum service availability and reliability.